Medicare Help On Demand

Plans We Offer

Medicare Plans Explained — Find the Right Coverage for You

We help Medicare beneficiaries compare and enroll in every major plan type. Our licensed agents walk you through every option — at no cost to you.

01
MAPD

Medicare Advantage

All-in-one Medicare coverage with added benefits

Medicare Advantage (Part C) plans are offered by private insurance companies approved by Medicare. They bundle your Part A (hospital), Part B (medical), and usually Part D (prescription drugs) coverage into one plan — often with additional benefits like dental, vision, hearing, and fitness programs.

Enroll in a MAPD Plan

Key Benefits

  • Combines hospital, medical & drug coverage
  • Often includes dental, vision & hearing
  • May have $0 monthly premiums
  • Network-based care (HMO or PPO options)
02
PDP

Prescription Drug Plans

Standalone Part D coverage for your medications

Medicare Part D Prescription Drug Plans help cover the cost of your prescription medications. If you have Original Medicare (Parts A & B) or a Medicare Supplement plan, a standalone PDP ensures your medications are covered without switching your existing coverage.

Find a PDP Plan

Key Benefits

  • Covers brand-name and generic drugs
  • Works alongside Original Medicare
  • Protects against high drug costs
  • Annual enrollment periods apply
03
Medigap

Medicare Supplement

Fill the gaps Original Medicare leaves behind

Medicare Supplement plans (also called Medigap) are sold by private insurers and work alongside Original Medicare (Parts A & B) to cover cost-sharing expenses Medicare doesn't pay — like deductibles, copayments, and coinsurance. Unlike Medicare Advantage, Medigap lets you see any doctor or specialist who accepts Medicare, nationwide, with no network restrictions.

Explore Medigap Plans

Key Benefits

  • Covers Medicare Part A & B cost-sharing
  • No network restrictions — any Medicare provider
  • Predictable, low out-of-pocket costs
  • Pairs with a standalone Part D drug plan
04

Hospital Indemnity Insurance

Cash benefits when you're hospitalized

Hospital Indemnity insurance pays a fixed cash benefit directly to you for each day you're hospitalized. These funds can be used for any purpose — covering copays, deductibles, transportation, or everyday living expenses while you recover.

Get Hospital Indemnity Coverage

Key Benefits

  • Cash paid directly to you
  • Covers hospital stays and ICU
  • Use funds for any expense
  • Pairs well with Medicare Advantage
05

Cancer Insurance

Financial protection after a cancer diagnosis

A cancer diagnosis brings not just health challenges but significant financial ones too. Cancer insurance pays a lump-sum or ongoing benefit upon diagnosis, helping you cover treatment costs, travel to specialists, lost income, and other expenses Medicare may not fully cover.

Explore Cancer Coverage

Key Benefits

  • Lump-sum payment on diagnosis
  • Covers treatment-related expenses
  • Pays regardless of other insurance
  • Helps with non-medical costs too
06

Stroke Insurance

Protection for stroke recovery costs

Stroke insurance provides a cash benefit upon diagnosis of a covered stroke. Recovery from a stroke can require extended rehabilitation, home modifications, and ongoing care — this coverage helps bridge the financial gap that Medicare alone may not fill.

Get Stroke Coverage

Key Benefits

  • Benefit paid on stroke diagnosis
  • Covers rehabilitation costs
  • Helps with home care expenses
  • Supplements your Medicare coverage
07

Accident Insurance

Coverage for unexpected injuries

Accident insurance pays benefits for injuries resulting from covered accidents — including emergency room visits, fractures, dislocations, and more. Benefits are paid regardless of any other insurance you carry, giving you an extra financial cushion when the unexpected happens.

Get Accident Coverage

Key Benefits

  • Pays for ER visits and fractures
  • No network restrictions
  • Benefits paid regardless of other coverage
  • Affordable monthly premiums
08
D-SNP

Dual-Eligible Help

Specialized plans for Medicare & Medicaid beneficiaries

Dual-Eligible Special Needs Plans (D-SNPs) are designed for beneficiaries who qualify for both Medicare and Medicaid. These plans coordinate benefits from both programs, often providing extra coverage for dental, vision, transportation, and over-the-counter items — at little to no cost.

Explore Dual-Eligible Plans

Key Benefits

  • Combines Medicare & Medicaid benefits
  • Often $0 premium plans available
  • Extra benefits: dental, vision, OTC
  • Coordinated care for complex needs
09
LIS / Extra Help

Low Income Subsidy

Reduce your prescription drug costs

The Low Income Subsidy (LIS), also known as Extra Help, is a Medicare program that helps pay for prescription drug costs for beneficiaries with limited income and resources. It can significantly reduce premiums, deductibles, and copays for Part D drug plans.

See If You Qualify for LIS

Key Benefits

  • Reduces Part D premiums & deductibles
  • Lower copays for covered medications
  • Automatic enrollment for some beneficiaries
  • Apply through Social Security or SSA
10
C-SNP

Chronic Condition Plans

Tailored coverage for chronic health conditions

Chronic Condition Special Needs Plans (C-SNPs) are Medicare Advantage plans designed specifically for beneficiaries with certain chronic conditions such as diabetes, heart failure, COPD, or end-stage renal disease. These plans offer targeted benefits and care coordination to better manage your condition.

Find a Chronic Condition Plan

Key Benefits

  • Designed for specific chronic conditions
  • Coordinated care teams and specialists
  • Condition-specific drug formularies
  • Enhanced benefits for your diagnosis
11

Annual Reviews

Make sure your plan still works for you every year

Medicare plans change every year — premiums, formularies, networks, and benefits can all shift. An annual plan review with one of our licensed agents ensures your current coverage still fits your health needs and budget, and helps you take advantage of better options during Open Enrollment.

Schedule My Annual Review

Key Benefits

  • Review coverage before Open Enrollment
  • Compare updated plan options
  • Identify cost-saving opportunities
  • No cost — takes about 30 minutes
12

Life Insurance

Protect the people you love

Life insurance options for Medicare-age beneficiaries include whole life and term life policies designed to fit your budget and goals. Whether you want to cover final expenses, leave a legacy for your family, or pay off remaining debts, we'll help you find the right policy.

Explore Life Insurance

Key Benefits

  • Whole life and term options available
  • Designed for Medicare-age beneficiaries
  • Covers final expenses and more
  • Guaranteed issue options available

Not Sure Which Plan Is Right for You?

That's exactly what we're here for. Our licensed agents will review your health needs, budget, and coverage goals — then help you enroll in the plan that fits.

Call (888) 871-9721Request Free Consultation